Introduction
Please review these terms and conditions, which govern your use of Golden Oak's site and any mobile applications available on your iPhone or Android, and any other site on which these terms and conditions appear (collectively, the 'Site' or 'Sites'). Your use of any of the Sites constitutes your unconditional agreement to be bound by these terms and conditions and the Privacy and Security Statement (collectively, the 'Terms'). The Sites are provided by Golden Oak as a service to its customers, unless specifically provided otherwise on a Site. The Terms inure to the benefit of Golden Oak and its parent, subsidiaries and affiliates.